*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;line-height:1.55;color:#1b2430;background:#f6f7f9;font-size:17px}
.wrap{max-width:920px;margin:0 auto;padding:1rem}
a{color:#1d3557}
h1{font-size:clamp(1.6rem,4.2vw,2.3rem);line-height:1.15;margin:.6rem 0 .8rem}
h2{font-size:1.35rem;margin:1.6rem 0 .5rem}
h3{font-size:1.1rem;margin:1.1rem 0 .3rem}
.top{background:#1d3557;color:#fff}
.top .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.6rem 1rem;padding-top:.7rem;padding-bottom:.7rem}
.brand{display:inline-flex;align-items:center;gap:.5rem;color:#fff;text-decoration:none;font-weight:800;font-size:1.08rem}
.site-nav{display:flex;flex-wrap:wrap;gap:.4rem 1rem;flex:1 1 auto;justify-content:center}
.site-nav a{color:#dfe7f2;text-decoration:none;font-weight:600;font-size:.92rem}
.site-nav a:hover,.site-nav a:focus{color:#fff;text-decoration:underline}
.top .phone{color:#1d3557;background:#f2b134;padding:.45rem .8rem;border-radius:8px;font-weight:800;text-decoration:none;white-space:nowrap}
.crumbs{font-size:.85rem;color:#556;padding-bottom:0}
.crumbs a{color:#556}
.hero{padding:1.2rem 0 .4rem}
.hero p.lede{font-size:1.12rem;max-width:46rem}
.btn{display:inline-block;background:#e76f51;color:#fff;padding:.75rem 1.1rem;border-radius:8px;text-decoration:none;font-weight:800;margin:.2rem .3rem .2rem 0}
.btn-alt{background:#fff;color:#1d3557;border:2px solid #1d3557}
.callbox{background:#fff7e6;border:1px solid #f2d18b;border-radius:12px;padding:1rem 1.2rem;margin:1.2rem 0}
.callbox-line{margin:.2rem 0 .5rem;font-weight:600}
.grid{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin:1rem 0}
.grid article,.card{background:#fff;border:1px solid #dde2ea;border-radius:12px;padding:1rem 1.1rem}
.grid article h2,.grid article h3{margin-top:.2rem}
.cta{background:#fff;border:2px solid #1d3557;border-radius:14px;padding:1.2rem;margin:2rem 0}
.lead{display:grid;gap:.6rem;margin-top:.8rem}
.lead label{display:grid;gap:.2rem;font-weight:600;font-size:.95rem}
input,select,textarea,button{font:inherit;padding:.6rem .7rem;border-radius:8px;border:1px solid #b8c0cc;width:100%}
button{background:#1d3557;color:#fff;border:none;font-weight:800;cursor:pointer}
button:hover{background:#264b7a}
.fine{color:#56606e;font-size:.9rem}
table{border-collapse:collapse;width:100%;background:#fff;font-size:.95rem;margin:.6rem 0 1rem}
th,td{border:1px solid #dde2ea;padding:.5rem .6rem;text-align:left;vertical-align:top}
th{background:#eef2f7}
.tablewrap{overflow-x:auto}
.faq details{background:#fff;border:1px solid #dde2ea;border-radius:10px;padding:.7rem 1rem;margin:.5rem 0}
.faq summary{font-weight:700;cursor:pointer}
.linklist{columns:2;column-gap:2rem;padding-left:1.1rem}
.steps li{margin:.4rem 0}
.sources{font-size:.9rem;color:#3d4756}
.sources li{margin:.25rem 0;word-break:break-word}
.note{background:#eef6ff;border-left:4px solid #1d3557;padding:.7rem 1rem;border-radius:6px}
.site-footer{background:#e9edf3;color:#3d4756;font-size:.88rem;margin-top:2rem}
.site-footer a{color:#1d3557}
.sticky-call{display:none}
@media (max-width:720px){
  body{padding-bottom:3.6rem;font-size:16px}
  .site-nav{order:3;width:100%;justify-content:flex-start;gap:.35rem .9rem}
  .site-nav a{font-size:.86rem}
  .top .phone{display:none}
  .sticky-call{display:block;position:fixed;left:0;right:0;bottom:0;z-index:50;padding:.7rem .9rem;background:#e76f51;text-align:center;box-shadow:0 -2px 12px rgba(0,0,0,.2)}
  .sticky-call a{color:#fff;font-weight:800;text-decoration:none;font-size:1.1rem}
  .linklist{columns:1}
}